Welcome to the Utilities Credit Union, where we help our members, the employees and their families, and retirees of Xcel Energy achieve sound personal financial management.

WOW!!! 

UCU has Lowered  Lending Rates again.

Don’t miss out on Utilities Credit Union’s newly reduced loan rates on cars, trucks, boats, motorcycles and ATVs. See rate information on loan page of this website. The Credit Union also offers a great rate on Home Equity Lines of Credit and on the unsecured Kwik Cash Line of Credit!   

UCU Board of Directors Approved Change to Field of Membership

Membership is open to any “Qualified Person” which is defined as: any employee or retired employee of Xcel Energy, Inc., its subsidiaries, Utilities Credit Union and their immediate family.
As of June 16, 2011, “Member of Immediate Family” is defined as: the spouse, each child, each grandchild, any stepchildren, and any step grandchildren whether or not residing in the same household.